Archive | First time home buy

I’m A 24 Year Old Man, But I Know My Asian (bangladeshi) Parents Won’t Let Me Live Alone !?

I live in the North West of England. My dad, although born in Bangladesh, has been bought up here since the age of 8/9 years old. My mother only moved here after her marriage 25 years ago. They had an arranged marriage and are still happily together. They settled in a white populated area – partly due to circumstances of owning a restaurant business here.
I have grown up here, went to school and college and never really had much problems. I wasn’t a party animal and always focused on my studies. I only went out very rarely with friends and didn’t stay out too late because my dad would get angry. He always wants me home by about 9pm. He believes that any kids who stay out longer are up to no good partying. He’d rather I stayed in, watch TV, play games on my xbox or go on the laptop. All this was when I turned 17.
I didn’t retaliate too much and instead looked forward to applying to a university relatively far away from home, so i’d get to move out ! So I studied fashion design at Leeds Uni. During my time at university, I had complete independance – as do most students. I didn’t go crazy with parties, never did drugs/drinks. Everynow and then I did go out to the bars to meet friends but usually came back by 1-2am. Most of the time I’d be alone working on assignments or chilling with friends. Them three years were the best three years of my life,
After finishing uni, I moved back home. I was sad that my life in Leeds has ended but happy to go home and see my parents without worrying about deadlines. This didn’t last long. After a few weeks of strolling around, I got a full time job at a fashion retail outlet. Now I go to work 5 times a week and come home. Thats all there is. I have been doing this for a year now. I can only stay out over at a friends everynow and then – and even then my parents get angry as to why i dont come home.
What bothers me is in some aspects my parents are so modern minded yet in some, so typically backward asian minded. They are religious….but only because the asian society frowns upon those who arent. They want me to stay at home because the asian society will think i am up to no good otherwise. Everything is about WHAT WILL OTHER PEOPLE THINK rather than WHAT I WANT.
Now I’m not saying I want to go out every weekend or go away on holidays all the time – but i would like to every now and then ! I visit friends, friends visit me etc. But all this is too hard at home. So I want to move out of home and get a place of my own, but don’t know how ?!?!?!?! They don’t even know I even contemplate of moving out. It will seriously upset them and anger them. I know they will never accept me paying rent somewhere else when they let me stay with them for free. But they won’t understand, that living away from home doesn’t mean I wouldn’t love them or ever visit them. Infact I’d visit them regularly and it’d be exciting just like it was when I was at Uni in Leeds and used to come home. I enjoyedthat so much. Best of both world.
It would be all so easy if I got some sort of high paying job far away. They I could get a flat or something. I want to be independant. Trust me, I have tried. Jobs are available but not of a high pay.
Any ideas to help ? One thing I can think of is to get a mangement position with the company I am with and move to another branch far away. & tell my parents a lie that the movement is “job related” and eventually i will move back home when a suitable position comes “available” closer in the area.
I love my family but I have grown up in a western culture and an asian culture. So I want my space where I can live like I want to. I know my parents will only get off my back when I get married and have kids – but what if I don’t like an asian girl ? What if I like a white girl who is a muslim convert ? But that’s a whole another issue. Plus I shouldn’t have to wait till marriage !
Thanks for reading. I look forward to reading some logical replies ! I think so much in my head yet I get so lost when it comes around to doing anything about it. HELP!

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Running A Car Sales Business From Residential Property?

Hi
We have a shared driveway. The neighbour has an official car sales business address elsewhere, however they have multiple cars, transits on their side of driveway as well as parking some vehicles on road. The access is frequently blocked by their visitors / customers.
Can a residential drive be used to store and sell cars for a business ? Their business address on the web now has a combination of their home address and previous business address….
Cheers
G

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Any Real Estate Web Site In New Zealand?

IS there any web site where I can find office and apartment for rent or sale?

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How To Dress Like A Druggie/guy?

I’m helping with this thing at my church where we dress up incognito at the mall and the middle schoolers try to find the 20 of us who are all dressed up. Some people dress like homeless men, others like regular people. Theres been people being cops, 16 and pregnant, indian, real estate agent and so many others. I’m dressing up like a sketchy teenage guy, that a middle schooler wouldn’t want to approach. So far I have skinny jeans with holes, boxers that stick out, a black shirt, black hoodie, black wig that is PERFECT (I’m a girl so I have to hide my long hair under it..) and aviators. If theres anything else i should add to make myself look more boyish and manly let me know! or anything i shoudn’t have.. idk. I don’t know anything about dressing like guys haha.
Oh and for shoes I have a choice between Pink vans, red converse, and tennis shoes. I don’t own any other shoes that aren’t like heels,flats or really girly..
Thanks!

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Mum Cannot Afford House. She’s Planning To Move An Hour Away, But I Do Not Want To Leave Everything Behind.?

My mum cannot afford or mortgage payments, so she decided to move into an Apartment, but it’s an hour or three away. I’m 18 in literally 3 days. I have one more year of high school left. I really do not want to leave my bestfriend, my job, my friends, everything that I know and am familiar with behind. But yet, I don’t want to leave my poor mother alone. I know eventually I will have to leave my mother, but I feel terrible if I leave her so soon now. I literally have planned with my bestfriend our future together. We are planning on getting an apartment together in two years in college. If I move, I’ll have to quit my job and I do not know a SINGLE person out there where I’m moving to. So if I get a new job there, I wouldn’t know anyone and the job would be different! I can’t even drive down back here as I please, for I do not have a car because for the past few months, all of the money, every cent, I made went to my mother so we could keep the house! My friend has offered for me to move into her house, we just don’t know how to convince her mum to let me. I’m like a son to her already, but she can be weird. If you can give me any tips on how to convince her, do share. Or at least just tell me what to do! I’m so scared. I feel sick being in this house, seeing all of these boxes. I break down and cry sometimes. I hate this so much. This really is all of my father’s fault. He found out in the divorce agreement, that if he made less than 35,000 a year, he’d only have to pay 39 dollars a month instead of the usually 1,000 for spousal support. Sure, she shouldn’t of depended on that money in the first place, but she didn’t. She originally had a very good paying job and such then everything crashed. If I made enough money, I’d move out and rent an apartment myself. Sadly, not even full time minimum wage would help me get one. And if for some magic way I did, I would barely afford food and money for the trolley to work. Please, give me some sort of advice as what to do. And if you can, help me emotionally somehow.

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What Precautions Do I Need To Take Against Bringing Home Bed Bugs, If I Work In A Salvation Army?

I bought some things there this winter and while I was there, but in an application on a whim. Wouldn’t you know, they gave me a part time job on weekend evenings as cashier? In a way that works out great for me, I could the gas money.
When I bought stuff I would come right home and put the entire bag right in the freezer for a few days to kill any bed bugs. I just wondered what people who know about bed bugs had to say about working there and trying to bring any home on me, my coat that would go in a locker or my lunchbox and so forth. I know they don’t wash any of the stuff that comes in the door. If just goes out on the sales floor from the unloading docks, and you know, if something comes in the back I can carry it out the front.
A buddy of mine got them while he was living in an apartment building, and it was a nightmare for him. I have been kinda paranoid about them since.
Any advice?
I wasn’t thinking about this sort of thing when I put in the application, though I guess I should have.
Thanks.

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What Should I Do? I Start A New Job In A Home Store/gifts And Furniture. See Below>>?

I am going to be working 25-30 hours a week. This may vary. My hourly wage is only 8.00 plus I get a 2% commission on sales of the store.. BUT>. I have to split that with the other one or two people per day. BUT when I eventually get to the place where they send me out locally to homes with merchandise that is extremely expensive.. IF the customer decided to keep the items I bring with me, after a week, and she said they usually do.. I can make 2-300.00 about from this purchase.
Note: I love the store I will be working in. I have shopped there and the atmosphere and decorating job I received is a fantastic opportunities and the best job I ever received in my adult and younger life. Because… I am interested in this so.. it is not for me as bad as other jobs when you love what you do. But… I am concerned.. (Overly) perhaps about not making enough money. I do help care for my mom with cancer. Therefore I needed a job to work around this. However.. this particular type of job was a lucky break needless to say regardless. The woman who was manager left after many … many years. The owner moved someone else up to her position.
I was thinking last night unable to sleep of ways to compensate and make more money. Do you think the experience I gain here.. I can take with me to a much larger furniture store doing something similar eventually and a lot more money to live on?
Should I consider opening my own small decorating business eventually… with the knowledge and experience I gain here? I did take out a bunch of library books because this interests me.
OR.. Should I do something unrelated like a Pharmacy Tech on line program that will pay the same with my commission OR.. maybe with experience a little more.. BUT.>>> its nearly as interesting to me.. But I can do it . OR.. take some costume jewlery classes that are very inexpensive and invest in beads etc.. and create a web site and sell to shops in my town also and on ebay? OR take a Wilton Cake decorating class.. but that depend on if and how many student you get in your classes OR.. if you work for more then one store to get the hours to instruct in cake decorating?
OR save and take a CNA class.. which I did take once and hated it. BUT.. could do it since I care for my mom.. BUT the pay is the same or slightly less then I make now.. and I personally rather not.

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What To Do About My Boyfriend?

He’s 18 and I’m 19. We’ve been dating for about 1 year + 3 months. I love him and I love his company, he’s a real sweet, funny guy and we could laugh for hours on end. On the other hand, he can be verrry short-tempered and careless about our relationship.
I tend to be a lot more sensitive than he is, so when he’s negative or careless with me, it cuts me deep.
I am just going to make a list.
He basically lives at my house.
I feel like the man in the relationship.
I pay for dinner. Actually, I pay for pretty much everything.
I work my *** off everyday just so I can have money…
but then I’m broke because half the time I’m paying for myself, AND my boyfriend.
He tells me he’ll pay me back for things that I bought him, and never pays me back.
He smokes half my cigarettes.. which I don’t REALLY need, but still.
I give him rides a lot.
He doesn’t have a car and has no intention of saving any money.
I KNOW HE’S ONLY 18. But why should anyone treat their girlfriend like this?
A year into our relationship, he was messaging & flirting with random high school chicks on Facebook.
He said he’d never do it again, but who knows if he’s being real with me.
I work on the weekends. He tells me he’ll be here when I get home,
but he’s actually out partying with his “dudes”.
Says he’ll be home in like an hour…
and doesn’t come home until 3 AM.
I don’t know how to change things. I don’t want to break up with him because deep down, it will shatter my heart. I have so many memories and amazing times with him, that I could never let it all go. I don’t know how to let go of the past and I don’t know how to stand up for myself in times like these.
I am so vulnerable when in love, I’m afraid if I speak up I will ruin everything.
I just want to feel like I actually matter in his life. Sometimes I think I deserve better, but at the same time I think he’s perfect for me. It’s so hard to describe!
And I know this probably isn’t THE best place to come for advice, but I’m lonely and I have no one to pour my heart out to.
Thanks for your answers.

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How Do I Successfully Run A Small Business For Custom Built Computers?

Hello,
I am 22 years old and thinking of starting my own custom PC business. I am looking to do some local sales a limited online selling. I have put together a spread sheet of what it would cost me to build a mediocre work/home computer and it comes out to about $450 dollars. Great I thought…then I can mark it up $100 dollars or so. However in doing more research I am finding that companies like Dell and HP may be too difficult to deal with on that end of the spectrum competitively. I have seen some computers online with the same specs or a little better for less. These parts come from newegg.com and I found the cheapest part for ever component in a computer possible and it still doesn’t match HP or Dell’s prices. I have read on some other forums that in this business you have to find a niche. Well the only other niche I could conceive wanting to do is building custom built gaming computers. However, what I am wondering is, is there a high enough demand for someone like me(very small home business) to do this and make a comfortable living. I am not trying to turn this into a nextdaypc.com operation. Just want to do what I enjoy with enough cash flow from it to work solely on my business. Also, I am currently unemployed at the moment but potentially have someone that would be willing to invest some capitol in this to get me off the ground. I need to start making sales of at least 3 to 5 computers a week right away, because I am unemployed I am obviously looking to start making profit A.S.A.P. Is this realistic? If so how should I get the ball rolling? Thanks in advance for your answers.

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Real Estate Commercial Loan?

I HAVE ONE QUICK QUESTION. I HAVE COMMECIAL LOAN IN TEXAS, I AM FLORIDA LENDER NOW. CAN I EARN THE FEE ? MY WHOLESALE LENDER IS NEW YORK, HE IS LICENSED IN NEW YORK. “IT IS COMMECIAL LOAN” CAN YOU JUST FIND OUT FOR ME.

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