I HAVE ONE QUICK QUESTION. I HAVE COMMECIAL LOAN IN TEXAS, I AM FLORIDA LENDER NOW. CAN I EARN THE FEE ? MY WHOLESALE LENDER IS NEW YORK, HE IS LICENSED IN NEW YORK. “IT IS COMMECIAL LOAN” CAN YOU JUST FIND OUT FOR ME.

Ok guys I need help.. I found a decent house with land for right under 50 grand, what kind of loan do I need to get? I dont have money for a 10% down payment, surely they can work with me as i make 1200-1800 a month. I would like to do 15year mortgage with out a down payment, any advice would be great!
I dont have any collateral thats worth 10k either
Thanks

I’ll try to make this brief. I became disabled from a motorcycle accident and fell behind in my payments and stopped paying my mortgage. I requested to do a short sale, the property was listed for 6 months and I then requested to do a Deed In Lieu.
The lender told me that they would give me a 120 day extension for the short sale, but never mentioned my request on the Deed In Lieu. Then this past Friday I started receiving letters from attorneys wanting to help me to try to save my home. In these letters it stated that my home is scheduled for a Sheriff auction next month, falling way short of the 120 day extension I was told we had for a short sale.
So here is a wild question. My home just had a second apprasial and appraised at $33k, about $45k less then what I owe. My realtor told me that she just received a call from the lender to instruct her to lower the price even more.
Why won’t the bank offer to sell me my home at that same price…..I could afford it even on my disability…..is it possible?

My husband has taken out numerous payday loans behind my back. By the time he came clean we were three months behind on the mortgage and behind on many other bills as well. Wanting to save my home and gain some control, I opened my own checking account, had my paycheck automatically deposited into my new account and set up automatic bill pay for all of our bills. Luckily with the help of my family we were able to get caught up, and I can pay all the monthly household bills myself. He was able to take money from his 401K to pay for most of his payday loans, but he still owed a fair amount to a couple of payday loan places. He was then angry with me for refusing to get a month behind on the mortgage again to pay it all off for him. We discussed the possibility of him getting a 2nd job & he spent one evening putting in applications, but that was it. I just learned that he took yet another payday loan. So I feel like he hasn’t learned his lesson.
Needless to day, this is really taking a toll on our marriage. He says I won’t help him, but I feel like he should be grateful that I kept us from going bankrupt and becoming homeless. I feel like I have helped him as much as I can and now he needs to help himself. Is it wrong of me to seperate the finances to save the house and pay all the other bills? Should I get behind on the mortgage to just end this nightmare? I don’t know know what to do. Good advice would be much appreciated.

I received foreclosure notice on June 05 2011 (Bank of America). Couple days before foreclosure date, I received letter from XXX counselor (State of Maryland). They told that they not a lawyer but real estate lawyer will work with them for my case. They told me that they could
1. Stop the foreclosure sale until the bank has provided all required documentation, which they may not have
2. Stop bank foreclosure fraud
3. Ensure that the bank has the authority to foreclose
4. Perform a forensic audit on all mortgage documents.
5. Provide strong incentive for the bank to modify your mortgage and keep in your home.
They ask me to pay flat fee of: $1,250.00 for forensic loan audit and $2,500.00 for their service. I paid.
They have postponed foreclosure sale seven times since June last year.(It has bee almost one year). Last month I found out they changed their name from XXX counselors to XXX Alliance. Fortunately they answered my phone and same people worked for that company. I also found out that they haven’t requested forensic loan audit yet. (for one year). I couldn’t trust them any more. Last week I went to their office to tell them to return my money back. I tried to be honest. I offered them I want $1,250.00 for audit and $1,500.00 from your service (Told them to take $1,000.00). Audit was not done and I haven’t had any result that they had promised. I thought it would be fair. They told me that they postponed foreclosure seven times. They want to return $1,250.00 and $500.00 form their service (keep $2,000.00). What do you think? Should I give up $2,000.00?
They received my document (for loan modification) and called lender to postpone foreclosure. That was what they did. I think I could postpone foreclosure sale too. I don’t know…
Thanks

I make 1,940 a month take home 1,600 I currently have a 8,000 dollar car loan at 180$ a month which I pay with no problem. My fiance pays our mortgage and my bills are less than 500$including my credit card I want to upgrade to a scion tc. how much should I spend? any advice would be awesome!

Here’s the deal:
Our cumulative credit scores are around 800
We have absolutely no debt with the exception of our current mortgage (which is and always has been current). We own our cars and pay off credit cards each month.
My husband took a 2 year sabbatical to be home with our young children as his past jobs were extremely travel intensive….he flew in for one of the births and barely made it!
We have more than enough liquid cash to buy this new home outright, but would prefer to get a home loan as the rates are low and we’d like our money to keep making more money for us.
We have never defaulted on anything, no history of bankruptsy, short sale, or foreclosure.
We have a contract to rent our current house for more than the mortgage cost.
We have only applied to major banks. Should we try a small bank? We are running out of time to close on our dream house!
Thank you for your answers…we are totally confused!

We wanna buy a house but not sure what kind of mortgage loan to take out. We’re both veterans and qualify for the VA loan. We were also approved for a normal bank loan. Advice??

can i still buy a home with a judgement im paying on

hello , I am thinking about purchasing a house that is on short sale, its around 95k i’m a single guy 23 and i make around 45k + a yr , and i have been for the past 5 yrs my job is very stable . i never really established my credit so my score is very low around 610 , my debt to income ratio is very good but i have been denied by quicken loans in the past what do you suggest i do, go to a bank ..try and different financial company ?.. i would really like to purchase this house.