I try to buy a house in short sale over a year ago. I paid $XXX.XX for an appraisal but the bank did not approve the loan due to the house is a manufacture home and the don’t approve those kind of homes. The Realtor nor the lender research the property purchasing condition even if is posted as manufacture home. I contact the Realtor and the lender to get the $XXX.XX back since we can’t find a home to buy and they said they cannot return the money because is not their fault if the bank don’t approve. Is this true or they should return the $XXX.XX I paid for something that wasn’t researched prior the money been requested?

If economic condition is good for real estate agent or any business in which you are, then you can earn a lot from it. But you should also get knowledge and experience of it to make a good deal and earn a smart income from it.

I came up with a VERY conservative number for mortgaging a new home but the bank will not approve the loan amount due to the fact that one of my MAJOR sources of income is a rental property that has not been rented for over 1 year to date. I was told that they were not able to count that as my income yet. Is there anything that I can do to get around this? Do all banks calculate income this way? Please offer any advice on getting approved for the mortgage amount I want.

My lil’ sis is 11 and she wants to earn $1,000. Do you have any ideas? No online surveys, lemonade or bake sales, and she’s prob. not old enough to babysit, no one needs a petsitter, also no mowing lawns, or tutoring younger kids. Sorry i didn’t give you a lot tooo work with lol, but there are certain things she likes and dislikes (well, duh! lol) So yaa,
btw….. she wants the money for a puppy, our mom sed she could get one if she earned the money herself!
oh and also no helping parents out mor at home cuz our parents don’t have alot of $$!

Incoming search terms:

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18. The main types of financial institutions offering checking accounts are
a. Commercial banks
b. Savings and loan associations
c. Credit unions
d. All of the above
19. Phrases and clauses commonly found in credit agreements DO NOT include
a. A default payment clause, which explains late payment charges and penalties
b. A deficiency clause, in which the creditor can repossess the goods. The borrower can also be forced to pay any amount still owed if it is not recovered through the sale of the repossessed goods
c. Wage assignment, or garnishment, allows the lender to collect a portion of the borrower’s wages if the loan is defaulted
d. A statement that credit life insurance is required by law
20. The reason why a two- or three-year old used car can be purchased for a much lower price than a similar new model is because of
a. Lower interest rates on the loan to purchase a used car.
b. The price of automobile insurance is lower for a used car.
c. The rate of depreciation for a used car is much less than for a new car.
d. None of the above
21. A finance charge
a. Does not include interest
b. Is the same thing as interest
c. Is the total dollar amount paid to use credit except for costs and fees
d. Is the total dollar amount paid to use credit, which includes interest and may include other costs and fees
22. Credit bureaus generate credit scores and ratings between 100 and 800, based on main areas including
a. Payment history
b. Current debt
c. Length of credit history
d. All of the above
23. Which of the following is NOT TRUE of a Roth IRA?
a. The $3,000 contribution is not deductible on yearly taxable income.
b. Interest builds tax-free
c. There are restrictions on gross income for people eligible to contribute.
d. Withdrawals must begin by age 59 ½.
24. Gross pay is the
a. Salary or wages received before deductions are taken out.
b. Amount of money an employee takes home after deductions are taken out of the earnings.
c. Payment of a percentage of total sales.
d. None of the above.
25. A check that might not be able to be cashed includes
a. A stale check
b. A third-party check
c. An unsigned check
d. All of the above

Incoming search terms:

• during the early roman era the merchants of Rome frequently traveled beyond the empires borders to trade with other peoples summarize the trading difficulties that probably arose in the barter economics they encountered (2)
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1. The health care plan that has the main advantage that you will still have coverage even if you go outside the plan is a/an
a. Fee-for-service plan
b. HMO
c. PPO
d. POS
2. The formula for calculating simple interest is Principal X Rate X Time = Interest, where
a. Principal = the amount of money earned on the amount deposited
b. Rate = the amount of money deposited
c. Time = the number of months, years, etc., that money is deposited
d. Interest = the amount paid on each dollar saved during a time period
3. If you want a new car every few years, the best option is
a. Borrowing against the cash value of a life insurance policy to purchase your automobiles
b. A lease
c. A loan via the car dealership
d. None of the above
4. Joe Smith is paid on the first and fifteenth of each month and receives 24 paychecks each calendar year. His pay period is
a. Biweekly
b. Monthly
c. Semi-monthly
d. Weekly
5. Popular electronic funds transfer (EFT) features include
a. Automatic transfer of funds, allowing you to pre-authorize the bank to pay certain bills on a regular basis
b. Direct deposit of payroll and Social Security checks
c. Automated teller machines (ATMs), where you insert your plastic ATM card that looks like a credit card, and enter your personal identification number (PIN).
d. All of the above
6. Every check is identified by
a. The number of the bank on which it is drawn.
b. The Federal Reserve number (routing number).
c. The customer’s account number.
d. All of the above.
7. Part of the wages that an hourly employee in a service industry earns, such as waiting tables in a restaurant or driving a taxicab, are also called
a. Commissions
b. Piecework
c. Salary
d. Tips
8. The fixed expenses of owning and maintaining a car include
a. Gasoline and oil
b. Tune-ups
c. Tires
d. Insurance
9. Usury laws limit the
a. Highest credit score possible to no more than 800
b. Number of years a bankruptcy can stay on a credit record
c. Percentage of commission a pawnbroker may take from the sale of goods
d. Rate of interest a lender may charge
10. The most common type of resume is the
a. Application resume
b. Chronological resume.
c. Data resume.
d. Networking resume.
11. The health insurance required by state governments for employees who suffer injuries or illness as a result of their working conditions is called
a. Portable health insurance
b. Supplementary Security Income Benefits (SSI)
c. Unemployment insurance
d. Workers’ compensation
12. Advantages of owning a home include all of the following EXCEPT
a. Improvements increase the value of the property
b. Privacy and freedom
c. There is usually no down payment required
d. You can use home equity as collateral for a loan
13. When using traveler’s checks,
a. You sign them in front of the agent issuing them
b. You must sign the check a second time in the presence of the person receive the check and present identification
c. If you provide the list of serial numbers of the checks and identification in case they are lost or stolen, they will be replaced immediately
d. All of the above
14. To prepare for a job interview, you should
a. Take some friends with you for moral support.
b. Make sure to tell the interviewer all the things you did not like about your previous jobs.
c. Chew gum or smoke if needed to keep yourself calm.
d. Get plenty of rest the night before so you’ll be at your best physically and mentally.
15. Sources of work satisfaction include
a. Money
b. Prestige
c. Security
d. All of the above
16. Intererst is
a. Money that is paid for the use of money
b. Money the bank pays you for depositing money in a savings account or other instrument
c. Money that you pay the bank if you borrow money
d. All of the above
17. The features of savings accounts include
a. Liquidity—the money on deposit can easily and quickly be turned into cash
b. Low minimum balance—a small deposit is required to open the account
c. Safety—most commercial banks, savings and loans, and credit unions have insurance to cover up to $100,000 per account
d. All of the above
18. The main types of financial institutions offering checking accounts are
a. Commercial banks
b. Savings and loan associations
c. Credit unions
d. All of the above

I just read that they are selling their properties for millions of dollars I read it here. http://www.crainsnewyork.com/article/20120423/REAL_ESTATE/120429969
I was wondering who gets that money. Is it a CEO or a CFO.

Can’t you make money on your own? Selling your own houses? I can’t figure out how people like Donald Trump make money when houses don’t even appreciate, can you explain to me?
Btw, the BEST thing you can possibly do is give me some great book recommendations on this topic, that would help me out a lot!

I invest my moneys in the US 10 years and 2 years bonds for price appreciation gains and at the same time shorting gold. Working great so far and still waiting for the ultimate gold bubble burst. I wana eat these naive goldbug fools and their “US bankruptcy, collapse of paper money” charlatanism for dinner

Ok so my mom is having money Problems and we need some serious advice. She just got a divorce and is going to get the house (is a condo unit), the monthly mortgage for it is $850 and she needs to get it refinanced ASAP but the thing is , the condo association does not have insurance on it. So will that effect the refinance? Also, my moms dad also passed away recently and she was supposed to be getting 10grand from his will and since her car broke Down we bought a new one with zero down and 350 a month. Turns out she won’t be getting the 10grand for about a year or two and she bough the car thinking she would pay it off when she got the money this month -___-
My mom makes 1600 a month and eh supports me and my brother. We are supposed to be getting 500 a month child support startling in may if my dad agrees to pay (prolly not) so with the mortgage and car payments she won’t have much money left. Please give some serious advice as to what we should do.